A few years ago, “job loss” conversations in Indian IT meant recession fears borrowed from the US — Twitter layoffs, Amazon layoffs, a headline that felt far away. That’s not what 2026 looks like. This year’s job losses aren’t announced in press releases. They’re happening quietly, one performance review at a time, and the reason isn’t a slowing economy — it’s AI.

If you work in Indian IT, this affects you whether or not you’ve felt it yet. Here’s the actual data, and a concrete plan for what to do about it.

For years, I told myself Indian markets were enough. Then two things changed my thinking completely.

First, Nifty 50 has delivered close to zero real returns for investors who entered in late 2024. The index touched 26,000, corrected sharply — touching a low near 22,200, and has struggled to recover. Midcap and smallcap indices — where the “wealth creation stories” were loudest — have corrected 25–35% from peaks. Meanwhile, anyone with US exposure watched their portfolio quietly compound.

The world’s largest AI conference just wrapped up in New Delhi with over 300,000 attendees, and it delivered on three fronts: major US-India partnerships, indigenous AI product launches, and a clear signal about where tech jobs are heading.

Prime Minister Modi, UN Secretary-General António Guterres, and CEOs from OpenAI, Anthropic, Google, and Microsoft all showed up. But beyond the photo ops, concrete business deals were signed and actual products were unveiled.

“Tryambakam yajaamahe sugandhim pushtivardhanam
Urvaarukamiva bandhanaan mrityor mukshiya maamrtaat.”

This powerful verse from the Rig Veda really captures the essence of Shiva:

He is the Three-eyed One who nourishes and protects us, and ultimately liberates us from the cycle of death and rebirth.

As you keep vigil and offer your prayers tonight, may Mahadev bless you with the strength to overcome all obstacles on your path. May your devotion and surrender lead you to the ultimate realization of your true self.

Bitcoin hit an all-time high of $126,080 in October 2025. Today it’s trading around $65,000 — a brutal 48% crash.

Everyone who FOMOed at the top is now panicking. Everyone who missed out is asking: “Is it too late? Or is this my chance?”

If you’re an Indian investor wondering whether to buy Bitcoin during this dip, this post will help you decide. No hype, no predictions. Just facts about what Bitcoin actually is as an investment, how it compares to assets you already know, and what the real costs are in India.

The Job Market Just Flipped

Last week, Anthropic released AI that drafts legal contracts, analyzes balance sheets, and writes production code. Cost? ₹16,000/month. That’s what companies paid ₹50,000/month employees to do.

What this means if you’re graduating in 2026:

Campus placements are already down 30-40% at top colleges. Companies aren’t hiring fewer people because they’re struggling—they’re hiring fewer because AI replaced the work.

But here’s what most students miss: AI didn’t eliminate jobs. It eliminated tasks. The companies still need people—just different skills.

Today Was Brutal for Indian IT Stocks

February 4, 2026, 10:30 AM: Nifty IT was down 5.9%.

By noon: Down 6.3%.

The damage:

• TCS: Down 6.5% (₹3,014 from ₹3,225)
• Infosys: Down 8.2% - steepest fall in 2.5 years
• Wipro: Down 4-5%
• HCL Tech: Down 5.1%
• Persistent Systems: Down 7.5%

Total market cap wiped out: ₹2 lakh crore. In one day.

This is the worst single-day crash for Nifty IT since March 2020 (COVID crash).

Thursday: Gold Was ₹17,885 per Gram. Monday: ₹15,153.

That’s ₹2,732 gone per gram. In three trading days.

If you bought 100 grams of gold last Thursday (₹17.8 lakh), by Monday it was worth ₹15.1 lakh. You just watched ₹2.7 lakh disappear.

Silver? Even more brutal. From ₹4.2 lakh per kg to ₹2.5 lakh per kg. Down ₹1.65 lakh per kilogram.

Let me explain what just happened in Indian gold and silver markets, why the Union Budget duty cut didn’t prevent this crash, and what you should do if you’re planning to buy or already holding.

So… Budget 2026 Happened. Here’s What You Need to Know.

Finance Minister Nirmala Sitharaman just presented her 9th consecutive budget yesterday (February 1, 2026) - and fun fact, it’s the first Sunday budget presentation since 1999! I spent the entire evening going through the budget documents, watching the speech, and honestly… it’s a mixed bag.

As someone who teaches engineering students and also manages my own investments (Indian stocks, mutual funds, ETFs, US stocks through INDMoney), I wanted to break down what this budget actually means for regular people like us. Not the jargon-heavy analysis you’ll find everywhere else, but a straightforward explanation.

Today, September 15th, we celebrate the 58th Engineers Day and honor the 164th birth anniversary of Bharat Ratna Sir Mokshagundam Visvesvaraya – the visionary engineer who transformed modern India.

The Father of Modern Indian Engineering

Born in 1861 in Karnataka, Sir M. Visvesvaraya revolutionized water management and infrastructure planning. Known as the “Father of Modern Mysore,” he served as the 19th Diwan of Mysore from 1912 to 1918.